:root {
  --navy: #0b1b3f;
  --blue: #1557d6;
  --blue-2: #2a8cf0;
  --ink: #1b2437;
  --muted: #5b6579;
  --bg: #f5f8fd;
  --card: #fff;
  --line: #e2e8f3;
  --gold: #ffb400;
  --fb: #1877f2;
  --radius: 14px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: "Inter", system-ui, sans-serif; color: var(--ink); background: var(--bg); line-height: 1.65; }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--blue); }
h1, h2, h3, h4 { font-family: "Fraunces", Georgia, serif; line-height: 1.2; color: var(--navy); }

.wrap { max-width: 1140px; margin: 0 auto; padding: 0 20px; }

.topbar { background: var(--navy); color: #fff; text-align: center; font-size: .85rem; padding: 8px 12px; }

/* Nav */
.nav { background: #fff; border-bottom: 1px solid var(--line); position: sticky; top: 0; z-index: 20; }
.nav-inner { display: flex; align-items: center; justify-content: space-between; gap: 16px; height: 66px; }
.logo { font-family: "Fraunces", serif; font-weight: 800; font-size: 1.6rem; color: var(--navy); text-decoration: none; }
.logo span { font-family: "Inter", sans-serif; font-size: .7rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: #fff; background: var(--blue); padding: 3px 7px; border-radius: 6px; margin-left: 8px; vertical-align: middle; }
.nav-links { display: flex; gap: 24px; }
.nav-links a { color: var(--ink); text-decoration: none; font-weight: 500; font-size: .95rem; }
.nav-links a:hover { color: var(--blue); }
.nav-cta { display: flex; gap: 8px; }

/* Buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; font-weight: 700; text-decoration: none; border-radius: 999px; padding: 12px 22px; transition: transform .15s, box-shadow .15s, background .15s; border: 0; cursor: pointer; }
.btn:hover { transform: translateY(-2px); }
.btn svg { width: 18px; height: 18px; fill: currentColor; }
.btn-primary { background: linear-gradient(135deg, var(--blue), var(--blue-2)); color: #fff; box-shadow: 0 8px 22px rgba(21, 87, 214, .3); }
.btn-primary:hover { box-shadow: 0 12px 28px rgba(21, 87, 214, .42); }
.btn-fb { background: var(--fb); color: #fff; }
.btn-fb:hover { background: #0f63d6; }
.btn-sm { padding: 8px 16px; font-size: .88rem; }
.btn-lg { padding: 16px 28px; font-size: 1.02rem; }
.btn-block { width: 100%; margin-top: 10px; }

/* Hero */
.hero { background: radial-gradient(circle at 80% 30%, #dce9ff 0, transparent 55%), linear-gradient(180deg, #fff, var(--bg)); padding: 60px 0 40px; }
.hero-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 40px; align-items: center; }
.eyebrow { display: inline-block; background: #e3edff; color: var(--blue); font-weight: 700; font-size: .78rem; letter-spacing: .06em; text-transform: uppercase; padding: 6px 12px; border-radius: 999px; }
.hero h1 { font-size: clamp(2rem, 4.2vw, 3.3rem); margin: 18px 0 14px; }
.lead { font-size: 1.12rem; color: var(--muted); max-width: 560px; }
.ticks { list-style: none; padding: 0; margin: 18px 0; }
.ticks li { position: relative; padding-left: 30px; margin: 8px 0; font-weight: 500; }
.ticks li::before { content: "✓"; position: absolute; left: 0; top: 1px; width: 20px; height: 20px; border-radius: 50%; background: var(--blue); color: #fff; font-size: .72rem; display: grid; place-items: center; }
.ticks.small li { font-size: .92rem; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 22px; }
.hero-actions.center { justify-content: center; }
.micro { color: var(--muted); font-size: .85rem; margin-top: 14px; }
.hero-media { position: relative; }
.hero-media img { border-radius: 22px; box-shadow: 0 30px 60px rgba(11, 27, 63, .28); }
.badge { position: absolute; top: -14px; right: -6px; background: var(--gold); color: var(--navy); font-weight: 800; text-align: center; border-radius: 50%; width: 96px; height: 96px; display: grid; place-content: center; line-height: 1.1; transform: rotate(10deg); box-shadow: 0 10px 20px rgba(0,0,0,.18); }
.badge small { font-weight: 600; font-size: .72rem; }

/* Banner */
.banner { padding: 20px 0 10px; }
.banner img { border-radius: var(--radius); box-shadow: 0 16px 40px rgba(11, 27, 63, .15); width: 100%; }

/* Layout */
.layout { display: grid; grid-template-columns: 1fr 300px; gap: 36px; padding-top: 40px; padding-bottom: 60px; }
.article { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 40px clamp(20px, 4vw, 48px); }
.kicker { color: var(--muted); font-size: .85rem; margin: 0; }
.article-title { font-size: clamp(1.6rem, 3vw, 2.3rem); margin: 10px 0 20px; }
.article h3 { font-size: 1.5rem; margin: 38px 0 12px; scroll-margin-top: 90px; }
.article p { font-size: 1.04rem; }
.dropcap::first-letter { float: left; font-family: "Fraunces", serif; font-size: 3.6rem; line-height: .9; padding: 6px 10px 0 0; color: var(--blue); font-weight: 800; }
.note { font-size: .9rem !important; color: var(--muted); background: var(--bg); border-left: 3px solid var(--blue); padding: 10px 14px; border-radius: 6px; }

.pillars { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; margin-top: 16px; }
.pillar { background: var(--bg); border: 1px solid var(--line); border-radius: 12px; padding: 18px; }
.pillar span { font-size: 1.6rem; }
.pillar h4 { margin: 8px 0 4px; font-size: 1.1rem; }
.pillar p { font-size: .92rem !important; color: var(--muted); margin: 0; }

.ing-list li { margin: 8px 0; }

.inline-cta { display: flex; gap: 20px; align-items: center; margin: 30px 0; padding: 20px; border-radius: var(--radius); background: linear-gradient(135deg, var(--navy), #163a86); color: #fff; }
.inline-cta img { width: 150px; border-radius: 10px; flex-shrink: 0; }
.inline-cta h4 { color: #fff; margin: 0 0 6px; font-size: 1.3rem; }
.inline-cta p { margin: 0 0 12px; opacity: .88; }

.steps { counter-reset: s; list-style: none; padding: 0; }
.steps li { counter-increment: s; position: relative; padding: 0 0 14px 48px; }
.steps li::before { content: counter(s); position: absolute; left: 0; top: 0; width: 32px; height: 32px; border-radius: 50%; background: var(--navy); color: #fff; display: grid; place-items: center; font-weight: 700; }

.reviews { display: grid; gap: 12px; }
.reviews blockquote { margin: 0; background: var(--bg); border: 1px solid var(--line); border-radius: 12px; padding: 16px 20px; }
.reviews p { margin: 0 0 6px; font-style: italic; }
.reviews cite { font-style: normal; font-weight: 600; color: var(--muted); font-size: .9rem; }

.final-cta { text-align: center; margin: 40px 0 10px; padding: 34px 20px; border-radius: var(--radius); background: radial-gradient(circle at 20% 20%, #e3edff, #fff 70%); border: 2px solid #cfe0ff; }
.final-cta h3 { margin-top: 0; }

.faq details { border: 1px solid var(--line); border-radius: 10px; padding: 14px 18px; margin: 10px 0; background: #fff; }
.faq summary { cursor: pointer; font-weight: 600; }
.faq details p { margin: 10px 0 0; color: var(--muted); }

/* Sidebar */
.sidebar { position: relative; }
.side-card { position: sticky; top: 90px; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 20px; text-align: center; box-shadow: 0 16px 40px rgba(11, 27, 63, .08); }
.side-card img { border-radius: 10px; margin-bottom: 10px; }
.side-card h4 { margin: 6px 0; font-size: 1.1rem; }
.side-card .ticks { text-align: left; }
.stars { color: var(--gold); margin: 4px 0; }
.stars span { color: var(--muted); font-size: .9rem; }

/* Footer */
.footer { background: var(--navy); color: #c8d3ea; padding: 36px 0 90px; font-size: .88rem; }
.footer-links { display: flex; gap: 20px; flex-wrap: wrap; margin-bottom: 14px; }
.footer-links a { color: #fff; font-weight: 600; }
.disclaimer { max-width: 820px; }
.copy { opacity: .7; }

.sticky-cta { display: none; }

@media (max-width: 900px) {
  .nav-links { display: none; }
  .hero-grid, .layout { grid-template-columns: 1fr; }
  .hero-media { max-width: 460px; margin: 0 auto; }
  .sidebar { display: none; }
  .pillars { grid-template-columns: 1fr; }
  .sticky-cta { display: block; position: fixed; left: 12px; right: 12px; bottom: 12px; z-index: 30; text-align: center; background: linear-gradient(135deg, var(--blue), var(--blue-2)); color: #fff; font-weight: 700; text-decoration: none; padding: 15px; border-radius: 999px; box-shadow: 0 10px 26px rgba(21, 87, 214, .45); }
}
@media (max-width: 560px) {
  .nav-cta .btn-primary { display: none; }
  .inline-cta { flex-direction: column; text-align: center; }
  .hero-actions .btn { width: 100%; }
}